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Privacy Policy
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Notice to California residents
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Do not sell or share my information

Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328) and is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (Lic. No 2222-8). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms . (c) 2026 American Modern Insurance Group, Inc.  

Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

Wellness Rewards is marketed and administered by Embrace Pet Insurance Agency, LLC. It is NOT INSURANCE and is not a regulated benefit. It is offered as an optional wellness membership plan. Your use of Wellness Rewards is based on an annual maximum. Your use of Wellness Rewards may result in liability for outstanding fees if you terminate your membership before the expiration of the 12-month membership period. Wellness Rewards is not available in RI. For full terms, visit www.embracepetinsurance.com/wellness-rewards-terms-of-service

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Privacy Policy
Licensing
Terms of use
Sample policy terms
Notice to California residents
Policy disclosure
Do not sell or share my information

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How can we help?

How can we help?

How do I get a quote or purchase a policy?What does Embrace offer in terms of dental illness coverage?What does Embrace cover on an accident and illness Plan?How do I submit a claim?

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Commonly asked questions
Starting a Policy
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Commonly asked questions
Starting a Policy
Account management
Insurance coverage details
Policy and premium
Claim information
Wellness rewards
Veterinarians and other inquiries

Managing and Updating Your Account

How to access, update, and manage information via your MyEmbrace customer account.

Can I Transfer Coverage If I Have to Rehome My Pet?
Does Embrace Have a Customer Portal or a Mobile App?
How Can I Add or Remove a Pet Via MyEmbrace?
How Do I Cancel My Pet's Policy?
How Do I Change My Pet's Coverage?
How Do I Send and Upload Documents?
How Do I Update Billing Information and Claim Reimbursement Methods?
How Do I Update My Address in the System?
What Is the Process for Registering for MyEmbrace?
What Steps Can I Take for Troubleshooting the Mobile App?
What Steps Should I Follow to Reset or Retrieve MyEmbrace Login Information?

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