Compare pet insurance
Explore why Embrace’s coverage is best in breed
Superior pet insurance is about more than just the policy.
Embrace coverage lets you say “yes” to care, without having to choose between your best friends and your budget.

With Embrace, you won’t have to worry about
Coverage for complementary therapies
Alternative, behavioral, and rehabilitative therapies are included in our base policy.
Pre-existing conditions lasting forever
If a curable condition meets our criteria, it’s covered.
Your claims window expiring
We give pet parents the full policy term + 60 Days to file.
Age limits for your senior pet
15+ can go accident-only and older pets are always eligible for coverage.
Embrace is simply more comprehensive
Select a provider
| Plan features | Trupanion | |
|---|---|---|
| Dental illness coverage | Yes | Costs extra |
| Coverage for curable pre-existing conditions | Covered after 12 months symptom- and treatment-free. | No |
| Acupuncture and rehab coverage | Yes | No |
| 24/7 telehealth | Yes | No |
| J.D. Power Award-winning customer service | Yes | No |
| Extended claims submission window | Yes | No |
| Covered up to 6 consecutive months per trip, anywhere in the world | Yes | U.S., Canada, Puerto Rico, and U.S. or Canadian military bases |
| Get your quote | Compare |
| Plan features | Trupanion | Lemonade | Progressive | MetLife | AKC | Fetch | |
|---|---|---|---|---|---|---|---|
| Dental illness coverage | Yes | Costs extra | Costs extra | Accident only | Emergency-related dental treatments only. | Only extractions are covered. | Yes |
| Coverage for curable pre-existing conditions | Covered after 12 months symptom- and treatment-free. | No | Covered after 12 months symptom- and treatment-free. | No | Limited | After 365 days of continuous coverage | After 365 days of continuous coverage |
| Acupuncture and rehab coverage | Yes | No | Costs extra | Limited coverage | Yes | Costs extra | Yes |
| 24/7 telehealth | Yes | No | No | No | Yes | Yes | Yes |
| J.D. Power Award-winning customer service | Yes | No | No | No | No | No | No |
| Extended claims submission window | Yes | No | No | No | No | No | No |
| Covered up to 6 consecutive months per trip, anywhere in the world | Yes | U.S., Canada, Puerto Rico, and U.S. or Canadian military bases | US only | U.S. and Canada only | No | U.S. and Canada only | U.S. and Canada only |
| Get your quote | Compare | Compare | Compare | Compare | Compare | Compare |

Here’s why you’ll love Embrace
Loved by pet parents. Trusted by experts.
Let’s get your pet covered
30-day money-back guarantee*
10% multi-pet discount**
No obligation, see your price in just 2 minutes
FAQs
You have questions? We’re here to answer.
Choosing the best pet insurance depends on your budget and personal preferences. At Embrace Pet Insurance, we offer customizable plans that fit your needs. We offer coverage for accidents, illnesses, breed-specific and congenital conditions, alternative therapies, and dental illnesses. Embrace customers can take advantage of our optional Wellness Rewards program, which provides reimbursements for routine care expenses like dental cleanings, vaccinations, and more. Our focus on tailored coverage, exceptional customer service, and speedy reimbursement processing makes us a top choice for pet insurance.
Helpful resources for healthy pets
Disclosures
Comparison information is provided using publicly available information as of Septmber 30th, 2026 and is only meant to summarize program features, not a specific plan. Review each provider's plan terms for more details. The descriptions of other providers' plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing compliance@embracepetinsurance.com
*Assuming no claims have been filed
** NY and WA residents receive 5% (not 10%)








