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How do I Submit a Claim?
Step-by-step instructions on how to submit claims.
Submitting claims through your MyEmbrace customer account online or in the Embrace Pet Insurance app is the fastest way – plus, it doesn’t require a claim form! If you submit by email, fax, or mail, a claim form is required.
What Types of Claims Can be Submitted Through MyEmbrace or the App
All types of claims—Accident, Illness, or Wellness (if you have Wellness Rewards)—can be submitted via the same method quickly and easily through MyEmbrace or the Embrace mobile app. Both options will walk you through the claim submission step-by-step.
What is Needed to Submit a Claim
An Itemized Invoice
The itemized invoice must include the total amount for your pet’s visit including discounts, taxes, other pets, etc.
Make sure to include all pages of the invoice
Diagnosis or Reason for Visit
This is the reason that your pet was seen by the vet (i.e. vomiting, diarrhea, scratching ear, allergies, limping, etc.) or select "Wellness Rewards" for items you decide to use your wellness plan on (grooming, preventatives, wellness/routine care visit, etc.)
How to Submit Claims Via MyEmbrace
1. Log in to MyEmbrace and select Claims from the Quick Links menu
2. Click Start claim
3. Review the claim steps and click Start claim
4. Select the files to upload including your pet’s itemized invoice
Add the required information: